West Virginia State Life Insurance Practice Exam

To be eligible for Social Security benefits, an employee must be able to perform which of the following?

1. Only their last job

2. Any occupation

3. Their job of choice

4. Only physical jobs

The correct answer is: Any occupation

To be eligible for Social Security benefits, it is necessary for an employee to demonstrate the capacity to perform any occupation, not just their last job or preferred job. The Social Security Administration (SSA) assesses a person's ability to engage in any substantial gainful activity, which encompasses a wide range of jobs across different fields, rather than focusing solely on the individual’s most recent employment or jobs that align with their preferences or physical capabilities. This broader evaluation takes into consideration the totality of a person’s skills, education, training, and transferable skills, ensuring that benefits are awarded based on overall work capacity in the labor market.